Stacey-Ann's Blog

We bought our new front loading washing machine about 2 years ago.  In the past year I have begun to notice a musty odor coming from the machine.  I have a strong sense of smell so I am always smelling things that nobody else is smelling so I ignored it.  Eventually I begun to notice that the towels in the house also had a musty smell.  I thought that maybe they were not fully dry and then when I folded them damp it was creating that smell.  We would run the dryer cycle 2 sometimes 3 times and nothing seemed to make the towels smell fresh.  Now you can smell the musty smell just by walking into the laundry room.

Imagine my horror when I saw on the news yesterday that these front-loaders appear to have a problem with mold.  The woman doing the story was experiencing the same problems we have and she found that there is mold under the rubber around the door of the machine and behind the soap dispenser.

Sure enough, when we checked ours there was mold in all the places she had indicated.  How gross is this!  I am washing the mold INTO my clothes.

The woman indicated that she wipes the machine down after every wash with bleach and then leaves the door open until it is completely dry.  What is the point of a washing machine that requires more cleaning maintenance than the clothes I am trying to wash?

We did all the recommendations and it still smells.

I have been reading more about it today and this is an extremely common problem.  

Other suggestions to remove the smell include:

• Dismantle the entire washer and clean the drum regularly
• Cleaning the machine with special cleaners sold at home improvement stores
• Run the washer empty with bleach
• Use only HE detergents
• Use only powder detergents and no liquid fabric softeners
• Run the washer with boiling water and vinegar

Today is my 35th birthday.  WOW!

Somehow for me 35 just sounds so much older than 30 (my younger husband gently reminded me that it IS older than 30).  I have never been one of those people who feared getting older because my mom always said that we only had two choices - get older or die.  This is definitely the better option for me.

For some reason though, 35 seems so grown up to me.  It feels like I have crossed into a new demographic and a new phase of development.  The things that you value in your twenties are not necessarily as important now.  The value now is on quality time with family and friends.  Now that my career(s) are a bit more established that doesn't stress me out anymore.  Now it's about managing it all (career, kids, marriage) well.

I think the reality of being grown up hit me when the doctor gave me an order for my first mammogram.  YIKES!!!!!

I learned that I share my birthday with Julia Roberts & Bill Gates (just the birthday none of the money).  More interestingly, I share my birthday with the other 2 professors who teach psychology with me.  There are 4 professors in the department, the three women have their birthday today and the one man had his birthday yesterday.  Strange huh!

So I'm off to enjoy my birthday - despite the rain!

For weeks I have been planning to attend the DC ReBar Camp that is going on today.  I rearranged my schedule so that it would be possible and made plans with a friend/neighbor to carpool.

The camp is actually being held in Herndon, VA not Washington, DC as advertised.  Herndon is well over an hour from my home.  I estimated in rush hour traffic it would have taken me about 2 hours to get there.  I was still ready to brave the commute.

This morning the phone rang early and it was my carpool buddy indicating that she had been looking at the traffic and she didn't think it was feasible for us to get there.  It had been raining all night and it was raining buckets at that point.  Those of you familiar with the DC area know that it is notorious for horrendous traffic.  The level of traffic difficulties at least triples when there is rain.  There were accidents all over the place and traffic was at a standstill on the beltway.  We figured it would have taken closer to 3 hours to get there and they were expecting more rain for the evening rush hour.

It just didn't seem to make sense to take on 5-6 hours worth of commuting time.  We would have gotten there very late and then had to leave very early just to make it work.

Instead, I am at my computer catching up on some website work and wishing that I was in Herndon becoming more tech savvy. 

I'll just have to sign up for the virtual camp instead and hope that the rainers who attend today will share some of what they learned.

I work with mostly first-time homebuyers who are not familiar with the process of buying a home and who may be confused about how much money they may need to be able to buy.

DOWN PAYMENT - The minimum down-payment is usually 3.5% of the purchase price.  However, this can range from as little as 0% to as much as 20% of the price depending on the type of loan.  There are some programs available that assist with down-payment.  The Down Payment on your DREAM program in PG County is an example of a down-payment assistance program for first-time home buyers purchasing a vacant foreclosure in the County.

CLOSING COSTS - Closing costs are the costs associated with purchasing the home, acquiring the mortgage, purchasing title insurance, as well as any state or city taxes involved.  These costs vary by location and depending on your mortgage arrangements but usually run between 3% and 6% of the purchase price.  Sometimes arrangements can be made to have the seller assist the buyer with some or all of the closing costs.

EARNEST MONEY DEPOSIT - This deposit is submitted with the offer.  The deposit is held in escrow and credited towards the buyer's down payment and/or closing costs.  However, this check is cashed following acceptance of the offer.  The seller may be entitled to the deposit if the buyer defaults on the contract.  This deposit is usually a minimum of 1% of the purchase price and the amount may need to be increased in competitive situations.

HOME INSPECTION - This is paid for by the buyer at the time of inspection.  The costs involved vary depending on the size and purchase price of the home but cost approximately $250-$500.

TERMITE INSPECTION - Many mortgages require a termite inspection.  This can either be billed to the closing company and paid at the settlement table or paid for up front.  The costs range from $35-$55.

OTHER INSPECTIONS - Any additional inspections that the buyer is interested in having done are paid for by the buyer.  These may include radon inspections which can cost between $125 and $200, mold inspections, well water tests, septic system evaluations, chimney inspections, and anything else the buyer is interested in investigating prior to committing to purchase the home.

APPRAISAL - A few lenders will have the appraisal paid for at closing.  However, many lenders will have the buyers pay for this up-front.  That way if something goes wrong with the contract the lender is not stuck with the cost of the appraisal.  This can vary in cost from approximately $350-$550.

If you are interested in learning more about purchasing a home  or for more information about the down-payment assistance programs available in Prince George's County, MD don't hesitate to contact me.

Whatever voted most annoying word in conversation in a Marist College Poll.  The next five most annoying words or phrases were:

•  "you know"
•  "it is what it is"
•  "anyway"
•  "at the end of the day".

Personally I find "you know" inserted after every other word to be way more annoying than "whatever".

What words or phrases annoy you?

All the talk on the news suggests that the H1N1 (Swine) flu vaccine is almost here.  Based on the information from the CDC, just about everyone should be vaccinated including pregnant women and young children.  There are also reports that there is widespread H1N1 activity in half of the country (including the DC area).  There was a recent report that a middle school student in Baltimore City died from the swine flu and that she had no underlying health concerns.

Why them am I so ambivalent about getting the vaccination?  Truthfully, I am skeptical about the true severity of this flu.  The regular flu kills upwards of 30,000 people each year in the US and I don't see anything so far to make me more worried about this flu than I am about the regular flu.

I have never received a seasonal flu vaccine but I have always made sure that my kids were vaccinated.  This time i'm not even sure about that.

One of my concerns is that because the vaccine is so new I am not convinced of its safety.  However, I am also afraid that I am going to be putting my kids at risk if they don't get it.  I feel that there are significant risks either way. 

I know I need to make a decision quickly.  For myself, I will probably pass and take my chances with the flu.  However, for my kids I just don't know what to do.

What are your thoughts?